Lend in open markets from your own wallet.
Lend EURC or USDC in public markets on Base. Defied never holds your money.
Rates are variable and never guaranteed.
Stablecoins can sit still. Or you can lend them in open markets. Defied shows you where.
Where can I lend my EURC?
Defied
Checked the markets on Base
These markets on Base take EURC, largest first.
- Aave$4.8MTotal deposits
EURC · Withdraw: when liquidity allows
- Morpho Steakhouse Prime$2.8MTotal deposits
EURC · Withdraw: when liquidity allows
- Morpho Gauntlet Balanced$1.8MTotal deposits
EURC · Withdraw: when liquidity allows
- Fluid$1.2MTotal deposits
EURC · Withdraw: when liquidity allows
- YO$560.3KTotal deposits
EURC · Withdraw: when liquidity allows
Every market in Defied
Total deposits are for the pools Defied uses on Base, from DefiLlama and Morpho, updated hourly.
Aave
Lending
An open lending protocol. You supply EURC or USDC to a pool and borrowers pay interest to use it.
- Total deposits
- $22.1M
- Assets
- USDC, EURC
Compound
Lending
One of the original onchain lending protocols. Its rate moves with supply and demand.
- Total deposits
- $1.1M
- Assets
- USDC
Fluid
Lending
A lending protocol built for capital efficiency, from the team behind Instadapp.
- Total deposits
- $7.8M
- Assets
- USDC, EURC
YO
Strategy router
Spreads your deposit across several strategies and rebalances it automatically.
- Total deposits
- $8M
- Assets
- USDC, EURC
Morpho
Curated vaults
An open lending network. Each vault is run by a curator, such as Steakhouse or Gauntlet, who picks where it lends and sets the risk.
- Total deposits
- $604.1M
- Assets
- USDC, EURC
Spark
Savings
Savings from the Sky ecosystem. Your USDC earns the Sky Savings Rate, which Sky governance sets.
- Total deposits
- $12.1M
- Assets
- USDC
Coming to Defied
Maple, Uniswap and Hyperliquid are next. They are not in Defied yet.
Read the Risk DisclosureQuestions about markets
What is a lending market?
A public smart contract on the blockchain where people supply stablecoins and borrowers pay interest to use them. Defied connects your wallet to the market; the market sets its own rules and rate.
Does Defied hold my money?
No. Your deposit goes from your wallet straight into the market's smart contract, and only you can withdraw it. Defied never holds your funds.
Is the rate guaranteed?
No. Each market sets a variable rate that changes with supply and demand. You can lose money: smart contracts can fail and a market can run short of liquidity.
Why show total deposits?
Total deposits show how much money a market holds today. They tell you how widely it is used, not that it is safe.
What does it cost?
Defied charges nothing to deposit. Any fee is listed on our Fees page and shown in the app before you confirm.
Can I withdraw at any time?
You can ask to withdraw whenever you like. Whether the money comes back at once depends on the market's liquidity at that moment.
Still have questions? Email hello@defied.money.
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